Adrian joined OSB Group in December 2015, taking on the role of Group Sales Director in 2020 which involved being responsible for the field and telephone-based sales teams across all the group’s lending brands. Adrian became Group Intermediary Director at the beginning of 2022 and unified the intermediary sales leadership which brought together Precise Mortgages, Kent Reliance for Intermediaries and InterBay.

Adrian joined OSB Group from Nationwide where he was a senior member of the corporate account team. He has more than 21 years of industry experience, including stints at Mortgage Trust and Portman Building Society.

Adrian is a highly respected industry spokesperson and keynote speaker, and was named as the Business Leader: Intermediary Lender (less than £5bn gross lending p.a) at the British Mortgage Awards 2023. He is also a three-time winner of the Business Leader: Complex Buy to Let Lender at the British Specialist Lending Awards. He’s been on the board of the Intermediary Mortgage Lenders Association (IMLA) since 2019.

Doug joined 3mc in 1999 as part of the team heading up the intermediary sales and marketing distribution strategy.

Prior to this he spent 14 years with Britannia Building Society group including working as a BDM for Verso throughout the North of England.

In 2003 Doug became Sales Director at 3mc, and took the role of Joint Managing Director in 2006, where he’s responsible for both sales and marketing and the operational functions within the business.

Gavin Richardson is Managing Director at Mortgages for Business, where he joined in September 2016. He has held several roles during his tenure at the company, such as Chief Operating Officer, Sales Director and Head of Residential Mortgages.

Prior to this, he worked as Area Sales Manager at NatWest and Bancassurance Sales Manager at Lloyds Bank Private Banking.

Howard Levy is Head of Buy to Let Lending at SPF Private Clients, where he joined in 2003. He recently won the Broker: Complex Buy To Let award at the British Specialist Lending Awards where he was commended for his technical knowledge, attention to detail and strong client relationships.

James has worked with Nick Fox Property and Crown Oak Holdings since 2014 and oversees an extensive property portfolio.

James advises Nick Fox Property on trends in the property market and specialises in rental, capital valuations and releasing equity for investment.

James started his property career 20 years ago buying, selling and developing property to maximise potential. This combined with seven years of commercial business management dealing with freehold and leasehold properties puts James in an ideal position to be able to advise on property trends, together with market direction and movement.

Jim has been with CoreLogic for almost 19 years and has been Managing Director for 11 of those.

CoreLogic UK supports the property services industry, delivering surveying and workflow technology, combined with data and analytical insights. The markets they serve include mortgage finance, property surveying, residential estate agency, insurance and energy assessment.

Prior to his vast experience with CoreLogic, Jim was a Captain in the British Army for 10 years.

Jon Hall is a results-driven retail banking professional, with more than 15 years of regulated financial services board experience. He’s held C-suite leadership roles as CEO, MD, CFO and CCO, as well as being an FCA Chartered Accountant with expertise in start-up, turnaround and growth businesses.

He’s worked in listed, mutuals and private business, with founders, family offices and private equity, and has held roles in advisory and audit, insurance, investment advice, savings, lending and digital.

Jon is currently Group Managing Director, Mortgages & Savings at OSB Group. Previously, as Managing Director then CCO & Deputy CEO of Masthaven Bank from 2014 to 2021, leading a new to market UK Specialist Bank from ideation to launch. Prior to this he was CEO and CFO of Saffron Building Society for 10 years.

Jorden is a Chief Executive with an extensive career within finance. He has demonstrable experience and success across a range of disciplines, which led to fast-track career progression within Norfolk Capital Group.

He’s effective both strategically and operationally, with the capacity to drive high levels of performance from operational teams, by applying insight and achieving positive change.

Jorden is passionate about success with a hands-on approach to driving the organisation forward, and believes that accomplishing great results comes from excellence in delivery of customer service to clients, and a positive working environment and culture for staff.

Lucy is the founder and managing director of Aria Finance, an established master broker within the specialist finance industry which incorporates previous brands Vantage Finance and Enterprise Finance. Since starting Vantage Finance in 2004, Lucy built the business into one of the UK’s leading specialist finance distributors with a reputation for first-class service and the ability to complete even the most complex finance cases. 

Lucy has grown and actively mentors a team of talented advisors that work hard on ensuring Aria Finance has excellent relationships with specialist lenders and one that prides itself on the bespoke service they provide every client.

In 2016 she led the business through Private Equity transaction for a significant minority acquisition and later a trade acquisition by the ENRA group in 2018. In 2022 she led the merge of two major UK specialist brokerages Vantage Finance & sister business Enterprise Finance to create Aria Finance.

As a well-respected name in the specialist finance market, Lucy has sat on various industry body boards including the NACFB, is a regular commentator in trade press and speaker at industry events across the UK.

Matthew Rowne has been Director at The Buy To Let Broker since 2010. He’s also been a volunteer at mental health support charity the Samaritans for six years.

A self-confessed statistician and number-cruncher, over the last eight years Matthew has helped to build one of the fastest growing national brokerage firms in the UK.

During his time at The Buy to let Broker, he has helped to achieve a number of accolades for the firm, such as Best Adviser Firm For Complex Lending 2021 as well as the prestigious Feefo Platinum Trusted Service Award for three consecutive years.

Nicholas Christofi is Chief Executive Officer at Karis Capital UK having previously been Managing Director at Sirius Group since January 2017. He previously worked as Property Development Finance Specialist at Brightstar and Head of Commercial Finance at Robert Sterling Financial Services.

He specialises in property development and commercial finance. His strengths lie in structured finance, using his connections with the high street banks, merchant banks and specialist finance houses to serve the best solution for clients.

Nick is Lettings Area Director at Sequence UK Ltd, incorporating Barnard Marcus, Brown & Merry, Fox & Sons and William H Brown.

Nick’s an experienced area manager with a demonstrated history of working in the real estate industry and is skilled in lettings, estate agents, property management, real estate and rentals.

Nick is a strong sales professional with a proven track record working to KPIs.

Rachel has worked in the mortgage industry for 18 years.

In February 2006, she set up Xpress Mortgages which specialises in residential, buy to let, equity loans and advises and arranges related insurances.

Xpress Mortgages offer a comprehensive range of mortgages from across the market, but not deals that you can only obtain by going direct to a lender”. Xpress Mortgages can place mortgages with both high street and specialist lenders.

With a keen interest in specialist property tax, Pavandeep is a Tax Advisor at UK Landlord Tax, where he joined in September 2020, providing advice on specialist areas like Capital Gains Tax, Stamp Duty Land Tax and Inheritance Tax. Prior to joining UK Landlord Tax, Pavandeep achieved a first-class BA in Accounting and Finance at Birmingham City University.

Residential property fund and student accommodation director specialising in affordable provision. Managing Director of the Kexgill Group in the UK and Germany. Kexgill own and operate the University Quarter Housing brand.

Ronnell specialises in financial services policy and advocacy. He is currently responsible for leading UK Finance’s engagement with government, regulators and other key stakeholders on buy to let mortgages, and private rented sector issues.

Ronnell has previously held various roles at the Financial Ombudsman Service, where he primarily focused on shaping the delivery of fair outcomes for both mortgage lenders and their customers.

Sam joined Fresh Property Group as Managing Director in September 2022 following 15 years in high profile roles for Carillion and Sodexo. 
  
Fresh Property Group is recognised as a market leading, third party manager of residential for rent assets across the UK and Ireland. From purpose-built student accommodation to build to rent and co-living, they create homes and communities that are tailored to their residents’ lives. 

Suzanne Smith is a landlord in Kent, who founded The Independent Landlord blog in August 2022, providing legal and practical advice and insights to UK landlords and property businesses. 

Before retiring at age 51 in 2019, Suzanne worked as an in-house lawyer for 25 years, most recently as General Counsel & Company Secretary of a listed company with a market capitalisation of over £3bn. Suzanne has a broad range of legal and commercial expertise ranging from capital markets, international M&A and corporate governance to competition law, commercial litigation and intellectual property. 

Suzanne has a strong sense of social responsibility in her role as a landlord, and advocates that landlords need keep to the interests of renters at the heart of their property business in order to build sustainable portfolios. Suzanne was accepted as an official member of Ethical Influencers in April 2023.

Suzanne is an Accredited Landlord Member of the National Residential Landlords Association, and a qualified non-practising solicitor.

Tim is an experienced policy and communications professional, and he’s skilled in public speaking and delivering lobbying activity across local authorities, Westminster and the devolved parliaments.

He takes the lead on advocacy and communication campaigns as well as interpreting legislation and putting it into easily digestible formats. He currently heads up political engagement activity for the UK’s largest professional body for property agents.

His specialist subjects are housing, economic crime, property agents, energy efficiency and the private rented sector.

Neil Richardson is a seasoned professional with extensive experience in the financial services and property consultancy sectors. He currently serves as Chief Sustainability Officer at OSB Group, leading the implementation of the Group’s ESG strategy and initiatives aimed at enhancing stakeholder value. Neil's career includes significant roles such as Group Real Estate Director at OSB, where he developed and implemented successful valuation, real estate advisory and corporate real estate strategies and policies. With a background as a Chartered Surveyor and Associate Member of the Royal Institution of Chartered Surveyors (MRICS), Neil brings strong leadership, technical expertise, and effective communication skills to drive change and inspire teams.

David Cox became Rightmove’s Legal and Compliance Director and General Counsel in November 2020 following almost seven years at the helm of the property industry’s professional body, Propertymark. David has extensive experience in political lobbying and has led many successful campaigns; including mandatory Client Money Protection (CMP) and the Regulation of Property Agents (RoPA). 

David is currently a Board Director of Rightmove Landlord and Tenant Services, a specialist tenant referencing and insurance provider as well as Rightmove Financial Services, an FCA-regulated mortgage intermediary. Previously, he was a Board Director of the Tenancy Deposit Scheme (TDS), Money Shield and Propertymark Qualifications. A Barrister-at-Law, David was called to the Bar of Lincolns Inn in 2006.

Gavin Mullaley co-founded Cornerstone Partnership in 2016, driven by a sincere desire to create homes that truly make a difference in people's lives. Through collaborative efforts with various charities, local authorities, and healthcare providers in the West Midlands and the South West, Gavin and his team have been instrumental in pioneering innovative housing solutions.

Drawing from a corporate background in retail, ecommerce, and procurement, Gavin oversees large-scale projects with a focus on social impact. His commitment to serving others extends beyond the professional realm, as evidenced by his involvement as a trustee for two charitable organisations.

Richard Merrett is Managing Director of Alexander Hall, one of the UK’s leading mortgage brokers and part of the Foxtons Group. He has also held Director positions with largemortgageloans.com and in Distribution with SimplyBiz Mortgages. He currently sits on the AMI Board and is Chair of the Mortgage Climate Action Group. He still advises clients so is able to understand the requirements and challenges of the modern-day consumer, and as a landlord is well-served to give a perspective on the Buy to Let sector from a range of different angles.

Richard is the driving force behind Alphaletz, the Property Management Software platform for landlords, serving as its Co-founder and CEO. With an extensive background spanning over 25 years in the high-tech and software industry, he has held senior leadership positions both in the UK and Silicon Valley, USA. Simultaneously, Richard built a large and successful portfolio of buy to let properties. 
  
His years as a portfolio landlord highlighted a gap in the market for quality software tailored to DIY landlords managing and expanding their buy-to-let property portfolios. This was the inspiration behind Alphaletz. 
  
As an active landlord, Richard is keenly involved in his own property portfolio while also engaging daily with fellow landlords in their use of Alphaletz. Richard is also the co-host of the weekly Good Landlording podcast which he runs with Suzanne Smith of the The Independent Landlord and is already the No.1 podcast for landlord advice in the UK. 

Simon Thandi is the founder and Managing Director at UK Landlord Tax. Started in 2011 UKLT is now one of the UK’s leading property tax specialists with thousands of landlord clients throughout the UK and worldwide.

As a landlord himself he has particular insight on the many challenges facing landlords and the ever changing tax landscape. Simon’s puts the success at UKLT down to building a great team of talented advisers and focusing on providing bespoke tax advice and tailored solutions to each landlord depending on their individual goals and circumstances.

Paula set up PJC in October 2020, a communications consultancy focusing on the UK mortgage market. She has over 25 years’ experience in financial media, events and broadcasting, having worked as editor and editor in chief at AE3 Media, Incisive Media and Matching Hat on publications including Mortgage Solutions, Your Mortgage and Your Money, and events including The British Mortgage Awards, Specialist Lending Awards, The British Mortgage and Protection Senate and The Specialist Lending Senate. She also has 25+ years’ experience in national broadcast PR, making regular appearances on Sky News, ITN news, Working Lunch, The One Show and BBC Radio 4’s MoneyBox. Paula is CeMAP qualified.

Kate started her career in local government before moving to the Building Societies Association/Council of Mortgage Lenders where she worked on a wide range of policy matters at both UK and European level. When the BSA and CML split in 1996, she stayed with the CML as Senior Policy Adviser and became the CML’s specialist on mortgage regulation.

Since leaving the CML at the end of 2008, Kate has worked freelance for a number of trade associations, and served for six years as a Non-Executive Director at Darlington Building Society. She succeeded Peter Williams as IMLA’s Executive Director in January 2018.

Heena is a solicitor with more than 20 years’ experience spanning from licensing through to property within various law firms in Central London.

As a founding partner of a city based law practice, Heena spent eight years scaling the business from the ground up and seeing it through to a functioning practice responsible for residential remortgages, commercial real estate purchases, sales and secured lending transactions.

Having joined as Senior Legal Counsel in 2018, Heena is currently Group Head of Legal – Mortgages at OSB Group, one of the UK’s largest specialist lenders.

Michael is a Sustainability professional with more than 10 years’ experience across sectors including retail, manufacturing, food and financial services. 

He’s worked in private as well as listed companies with responsibilities across ESG and  sustainability including strategy definition and implementation, ethical trade and supply chain management, modern slavery,  health and safety,  environmental management, climate change and community impact. 

Michael is currently Group Head of Sustainability at OSB Group. Prior to this he was Head of Sustainable Business at AM FRESH UK, a leading fresh produce supplier to UK supermarkets.

Emily Hollands is Group Head of Distribution at OSB Group. She leads a team of key relationship managers overseeing the corporate accounts, specialist distributors and key firms. She‘s also responsible for the high net worth client team and our intermediary focused retention team.

She joined OSB Group, originally OneSavings Bank, in 2016 as a National Account Manager before moving into the role of Head of National Accounts, and then becoming Head of Specialist Finance in 2021 and more recently Group Head of Distribution.

Specialising in Commercial Litigation and Immigration Law, Arif has been a Partner at Ison Harrison Solicitors since February 2024 having been a Partner in other regional law firms. Previously he spent almost 10 years as a Mediator in Civil and Commercial Disputes and is also a residential landlord.